□ Total household credits outstanding increased by 19.1 trillion won in the fourth quarter of 2021 to stand at 1,862.1 trillion won as of end-December, with household loans totaling 1,755.8 trillion won and merchandise credits 106.3 trillion won.

   o Household loans expanded by 13.4 trillion won during the quarter, and merchandise credits increased by 5.7 trillion won.